JA Finance Intrinsic Value
JA Finance intrinsic value. JA Finance (JAFINANCE) median intrinsic value is ₹45.18 from 3 valuation models (range ₹30–₹60), vs current price ₹150.60 — -70.0% downside (Trading Above Calculated Value), margin of safety -100.0%. For current market price and key ratios, visit JA Finance share price screener.
JAFINANCE Valuation Methods Summary — DCF, Graham Number & P/E
JA Finance intrinsic value across 3 models vs current price ₹150.60 — upside/downside and value range per method. Read JA Finance dividend payments for the complete payout history and dividend yield track record.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| Book Value Method | asset | ₹30.12 | ₹27.11 - ₹33.13 | -80.0% | Book Value/Share: ₹18.18, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹45.18 | ₹40.66 - ₹49.70 | -70.0% | Revenue/Share: ₹2.73, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹60.24 | ₹54.22 - ₹66.26 | -60.0% | EBITDA: ₹2.00Cr, EV/EBITDA: 5x |
JAFINANCE Intrinsic Value vs Market Price — All Valuation Models
JA Finance fair value range ₹30–₹60 vs current market price ₹150.60 across 3 valuation models. Compare with JAFINANCE DCF valuation to assess whether the stock is under or overvalued.
JAFINANCE Intrinsic Value Analysis — Undervalued or Overvalued?
JA Finance median intrinsic value ₹45.18, current price ₹150.60 — Trading Above Calculated Value by 70.0%, margin of safety -100.0%.
What is the intrinsic value of JAFINANCE?
Based on our comprehensive analysis using 3 different valuation methods, the estimated intrinsic value of JA Finance (JAFINANCE) is ₹45.18 (median value). With the current market price of ₹150.60, this represents a -70.0% variance from our estimated fair value.
The valuation range spans from ₹30.12 to ₹60.24, indicating ₹30.12 - ₹60.24.
Is JAFINANCE undervalued or overvalued?
Based on our multi-method analysis, JA Finance (JAFINANCE) appears to be trading above calculated value by approximately 70.0%.
JAFINANCE Financial Health — Key Ratios vs Industry Benchmarks
JA Finance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.25 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Debt to Equity Ratio | 1.20 | Industry Standard: <0.5 | Above 1.0 | Indicates financial leverage level |
| Operating Margin | 64.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.12x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
JAFINANCE Cash Flow Quality — Operating & Free Cash Flow
JA Finance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-1 Cr | ₹-1 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹4 Cr | ₹4 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹-2 Cr | ₹-3 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |