IRCTC Intrinsic Value
IRCTC intrinsic value. IRCTC (IRCTC) median intrinsic value is ₹305.20 from 10 valuation models (range ₹136–₹1081), vs current price ₹452.80 — -32.6% downside (Trading Above Calculated Value), margin of safety -48.4%. Compare with IRCTC fair value to assess whether the stock is under or overvalued.
IRCTC Valuation Methods Summary — DCF, Graham Number & P/E
IRCTC intrinsic value across 10 models vs current price ₹452.80 — upside/downside and value range per method. For current market price and key ratios, visit IRCTC share price screener.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹195.84 | ₹156.67 - ₹235.01 | -56.7% | EPS: ₹16.32, Sector P/E: 12x |
| Book Value Method | asset | ₹269.31 | ₹242.38 - ₹296.24 | -40.5% | Book Value/Share: ₹269.31, P/B: 1.0x |
| Revenue Multiple Method | revenue | ₹305.20 | ₹274.68 - ₹335.72 | -32.6% | Revenue/Share: ₹381.50, P/S: 0.8x |
| EBITDA Multiple Method | earnings | ₹699.00 | ₹629.10 - ₹768.90 | +54.4% | EBITDA: ₹1864.00Cr, EV/EBITDA: 6x |
| Simple DCF (5Y) | dcf | ₹1080.72 | ₹864.58 - ₹1296.86 | +138.7% | CF Growth: 15.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹135.84 | ₹122.26 - ₹149.42 | -70.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹135.84 | ₹122.26 - ₹149.42 | -70.0% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹905.60 | ₹815.04 - ₹996.16 | +100.0% | ROE: 30.3%, P/E Multiple: 16x |
| Graham Defensive Method | conservative | ₹314.47 | ₹283.02 - ₹345.92 | -30.5% | EPS: ₹16.32, BVPS: ₹269.31 |
| Dividend Yield Method | dividend | ₹257.14 | ₹231.43 - ₹282.85 | -43.2% | DPS: ₹9.00, Target Yield: 3.5% |
IRCTC Intrinsic Value vs Market Price — All Valuation Models
IRCTC fair value range ₹136–₹1081 vs current market price ₹452.80 across 10 valuation models. Read IRCTC dividend track record for the complete payout history and dividend yield track record.
IRCTC Intrinsic Value Analysis — Undervalued or Overvalued?
IRCTC median intrinsic value ₹305.20, current price ₹452.80 — Trading Above Calculated Value by 32.6%, margin of safety -48.4%.
What is the intrinsic value of IRCTC?
Based on our comprehensive analysis using 10 different valuation methods, the estimated intrinsic value of IRCTC (IRCTC) is ₹305.20 (median value). With the current market price of ₹452.80, this represents a -32.6% variance from our estimated fair value.
The valuation range spans from ₹135.84 to ₹1080.72, indicating ₹135.84 - ₹1080.72.
Is IRCTC undervalued or overvalued?
Based on our multi-method analysis, IRCTC (IRCTC) appears to be trading above calculated value by approximately 32.6%.
IRCTC Financial Health — Key Ratios vs Industry Benchmarks
IRCTC financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 21.90 | Industry Standard: 2.0+ | Above 2.0 | Measures short-term liquidity capacity |
| Return on Equity | 30.3% | Industry Standard: 15%+ | Above 15% | Measures shareholder return efficiency |
| Operating Margin | 27.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.81x | Industry Standard: 1.0x+ | Above 0.5x | Measures asset utilization efficiency |
IRCTC Cash Flow Quality — Operating & Free Cash Flow
IRCTC operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹1,273 Cr | ₹1,050 Cr | Positive Free Cash Flow | 8/10 |
| March 2025 | ₹833 Cr | ₹704 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹882 Cr | ₹782 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹812 Cr | ₹654 Cr | Positive Free Cash Flow | 8/10 |