Indian Overseas Bank P/B Ratio
Indian Overseas Bank P/B ratio. Indian Overseas Bank (IOB) P/B ratio is 1.68 (Moderate), book value per share ₹19.21 vs Banks average P/B of 1.38 — Moderate - Reasonably valued relative to book value. View Indian Overseas Bank 52-week for the annual high/low range and current price position.
Current Valuation Metrics
Book Value Breakdown (2026)
Valuation Signal
Sector Context
IOB P/B Ratio — Valuation Insights & Book Value Analysis
Indian Overseas Bank price-to-book ratio interpretation, valuation status and historical context — current P/B 1.68 (Moderate). For live price, earnings yield and the full fundamental profile, see IOB stock price BSE.
- Current PB is 36.5% below historical average
- Trading at premium to sector average PB of 1.38
Indian Overseas Bank P/B Ratio Historical Trend
IOB annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Analyse Indian Overseas Bank shareholding analysis to track promoter, FII and institutional holdings.
IOB Historical P/B Ratio — Book Value Per Share & Year-End Price
Indian Overseas Bank annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2026 | 1.55 | ₹19.21 | ₹29.86 | ₹36,991 | Moderate |
| 2025 | 2.16 | ₹16.74 | ₹36.13 | ₹32,233 | Moderate |
| 2024 | 3.55 | ₹14.58 | ₹51.76 | ₹27,561 | High |
| 2023 | 3.29 | ₹13.16 | ₹43.30 | ₹24,876 | High |
| 2022 | 2.68 | ₹11.96 | ₹32.10 | ₹22,598 | Moderate |
IOB vs Banks Peers — P/B Ratio Comparison
Indian Overseas Bank P/B 1.68 vs Banks average 1.38, median 1.16 — range 0.71–3.76.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Bank of Baroda | BANKBARODA | 0.71 | ₹123,182 | Low |
| Bank of India | BANKINDIA | 0.73 | ₹62,271 | Low |
| Central Bank of India | CENTRALBK | 0.75 | ₹28,032 | Low |
| Suryoday Small Finance B… | SURYODAY | 0.76 | ₹1,592 | Low |
| Capital Small Finance Ba… | CAPITALSFB | 0.83 | ₹1,218 | Low |
| Utkarsh Small Finance Ba… | UTKARSHBNK | 0.85 | ₹2,322 | Low |
| Canara Bank | CANBK | 0.88 | ₹110,662 | Low |
| Punjab National Bank | PNB | 0.91 | ₹140,099 | Low |
| Jammu & Kashmir Bank | J&KBANK | 0.96 | ₹15,345 | Low |
| Union Bank of India | UNIONBANK | 0.99 | ₹137,939 | Low |