India Home Loans Intrinsic Value
India Home Loans intrinsic value. India Home Loans (INDIAHOME) median intrinsic value is ₹9.65 from 8 valuation models (range ₹10–₹40), vs current price ₹32.18 — -70.0% downside (Trading Above Calculated Value), margin of safety -100.0%. For current market price and key ratios, visit India Home Loans share price today.
INDIAHOME Valuation Methods Summary — DCF, Graham Number & P/E
India Home Loans intrinsic value across 8 models vs current price ₹32.18 — upside/downside and value range per method. Read India Home Loans dividend policy for the complete payout history and dividend yield track record.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹9.65 | ₹7.72 - ₹11.58 | -70.0% | EPS: ₹0.10, Sector P/E: 12x |
| Book Value Method | asset | ₹24.00 | ₹21.60 - ₹26.40 | -25.4% | Book Value/Share: ₹30.00, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹9.65 | ₹8.69 - ₹10.62 | -70.0% | Revenue/Share: ₹9.29, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹25.00 | ₹22.50 - ₹27.50 | -22.3% | EBITDA: ₹7.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹39.79 | ₹31.83 - ₹47.75 | +23.6% | CF Growth: 5.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹9.65 | ₹8.69 - ₹10.62 | -70.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹9.65 | ₹8.69 - ₹10.62 | -70.0% | Revenue Growth: -13.3%, Adj P/E: 8.0x |
| Graham Defensive Method | conservative | ₹9.65 | ₹8.69 - ₹10.62 | -70.0% | EPS: ₹0.10, BVPS: ₹30.00 |
INDIAHOME Intrinsic Value vs Market Price — All Valuation Models
India Home Loans fair value range ₹10–₹40 vs current market price ₹32.18 across 8 valuation models. Compare with INDIAHOME stock valuation models to assess whether the stock is under or overvalued.
INDIAHOME Intrinsic Value Analysis — Undervalued or Overvalued?
India Home Loans median intrinsic value ₹9.65, current price ₹32.18 — Trading Above Calculated Value by 70.0%, margin of safety -100.0%.
What is the intrinsic value of INDIAHOME?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of India Home Loans (INDIAHOME) is ₹9.65 (median value). With the current market price of ₹32.18, this represents a -70.0% variance from our estimated fair value.
The valuation range spans from ₹9.65 to ₹39.79, indicating ₹9.65 - ₹39.79.
Is INDIAHOME undervalued or overvalued?
Based on our multi-method analysis, India Home Loans (INDIAHOME) appears to be trading above calculated value by approximately 70.0%.
INDIAHOME Financial Health — Key Ratios vs Industry Benchmarks
India Home Loans financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 1.16 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Operating Margin | 54.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.13x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
INDIAHOME Cash Flow Quality — Operating & Free Cash Flow
India Home Loans operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹6 Cr | ₹6 Cr | Positive Free Cash Flow | 8/10 |
| March 2025 | ₹12 Cr | ₹10 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹31 Cr | ₹31 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹35 Cr | ₹35 Cr | Positive Free Cash Flow | 8/10 |
| March 2022 | ₹41 Cr | ₹41 Cr | Positive Free Cash Flow | 8/10 |