India Finsec Intrinsic Value
India Finsec intrinsic value. India Finsec (IFINSEC) median intrinsic value is ₹137.93 from 8 valuation models (range ₹50–₹356), vs current price ₹249.95 — -44.8% downside (Trading Above Calculated Value), margin of safety -81.2%. For current market price and key ratios, visit India Finsec share price chart.
IFINSEC Valuation Methods Summary — DCF, Graham Number & P/E
India Finsec intrinsic value across 8 models vs current price ₹249.95 — upside/downside and value range per method. Read IFINSEC dividend growth for the complete payout history and dividend yield track record.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹356.16 | ₹284.93 - ₹427.39 | +42.5% | EPS: ₹29.68, Sector P/E: 12x |
| Book Value Method | asset | ₹50.48 | ₹45.43 - ₹55.53 | -79.8% | Book Value/Share: ₹63.10, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹74.98 | ₹67.48 - ₹82.48 | -70.0% | Revenue/Share: ₹34.48, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹137.93 | ₹124.14 - ₹151.72 | -44.8% | EBITDA: ₹80.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹189.95 | ₹170.95 - ₹208.94 | -24.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹244.56 | ₹220.10 - ₹269.02 | -2.2% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹124.97 | ₹112.47 - ₹137.47 | -50.0% | ROE: 13.1%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹126.21 | ₹113.59 - ₹138.83 | -49.5% | EPS: ₹29.68, BVPS: ₹63.10 |
IFINSEC Intrinsic Value vs Market Price — All Valuation Models
India Finsec fair value range ₹50–₹356 vs current market price ₹249.95 across 8 valuation models. Compare with IFINSEC stock valuation models to assess whether the stock is under or overvalued.
IFINSEC Intrinsic Value Analysis — Undervalued or Overvalued?
India Finsec median intrinsic value ₹137.93, current price ₹249.95 — Trading Above Calculated Value by 44.8%, margin of safety -81.2%.
What is the intrinsic value of IFINSEC?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of India Finsec (IFINSEC) is ₹137.93 (median value). With the current market price of ₹249.95, this represents a -44.8% variance from our estimated fair value.
The valuation range spans from ₹50.48 to ₹356.16, indicating ₹50.48 - ₹356.16.
Is IFINSEC undervalued or overvalued?
Based on our multi-method analysis, India Finsec (IFINSEC) appears to be trading above calculated value by approximately 44.8%.
IFINSEC Financial Health — Key Ratios vs Industry Benchmarks
India Finsec financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 1.93 | Industry Standard: 2.0+ | Above 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 13.1% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 76.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.17x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
IFINSEC Cash Flow Quality — Operating & Free Cash Flow
India Finsec operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹-121 Cr | ₹-123 Cr | Negative Cash Flow | 3/10 |
| March 2025 | ₹-30 Cr | ₹-30 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-15 Cr | ₹-15 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-90 Cr | ₹-90 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-42 Cr | ₹-43 Cr | Negative Cash Flow | 3/10 |