IDFC First Bank P/B Ratio
Current P/B Ratio
1.39
Moderate Valuation
Moderate - Reasonably valued relative to book value
IDFC First Bank P/B ratio. IDFC First Bank (IDFCFIRSTB) P/B ratio is 1.39 (Moderate), book value per share ₹55.11 vs Banks average P/B of 1.38 — Moderate - Reasonably valued relative to book value. Analyse IDFC First Bank ownership pattern to track promoter, FII and institutional holdings.
Current Valuation Metrics
P/B Ratio
1.39
Current Price
₹74.89
Book Value/Share
₹55.11
Exchange
NSE
Book Value Breakdown (2026)
Balance Sheet Components
Total Equity
₹47,404 Cr
Share Capital
₹8,602 Cr
Reserves & Surplus
₹38,802 Cr
Outstanding Shares
8,602,000,000
Book Value per Share
₹55.11
Valuation Signal
Signal
Fairly Valued
Historical Avg
1.68
Historical Range
1.36 - 2.28
Percentile
40.0%
Sector Context
Sector Average
1.38
Sector Median
1.16
Sector Rank
#11 of 40
Sector Percentile
27.5%
IDFC First Bank P/B Ratio Historical Trend
IDFCFIRSTB annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. View IDFCFIRSTB 52-week chart for the annual high/low range and current price position.
IDFCFIRSTB Historical P/B Ratio — Book Value Per Share & Year-End Price
IDFC First Bank annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2026 | 1.36 | ₹55.11 | ₹74.89 | ₹47,404 | Moderate |
| 2025 | 1.64 | ₹52.11 | ₹85.61 | ₹38,156 | Moderate |
| 2024 | 1.38 | ₹45.65 | ₹63.14 | ₹32,274 | Moderate |
| 2023 | 2.28 | ₹39.06 | ₹88.90 | ₹25,848 | Moderate |
| 2022 | 1.73 | ₹33.9 | ₹58.80 | ₹21,082 | Moderate |
IDFCFIRSTB vs Banks Peers — P/B Ratio Comparison
IDFC First Bank P/B 1.39 vs Banks average 1.38, median 1.16 — range 0.71–3.76.
Sector Average
1.38
Sector Median
1.16
Lowest P/B
0.71
Highest P/B
3.76
Companies
40
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Bank of Baroda | BANKBARODA | 0.71 | ₹123,182 | Low |
| Bank of India | BANKINDIA | 0.73 | ₹62,271 | Low |
| Central Bank of India | CENTRALBK | 0.75 | ₹28,032 | Low |
| Suryoday Small Finance B… | SURYODAY | 0.76 | ₹1,592 | Low |
| Capital Small Finance Ba… | CAPITALSFB | 0.83 | ₹1,218 | Low |
| Utkarsh Small Finance Ba… | UTKARSHBNK | 0.85 | ₹2,322 | Low |
| Canara Bank | CANBK | 0.88 | ₹110,662 | Low |
| Punjab National Bank | PNB | 0.91 | ₹140,099 | Low |
| Jammu & Kashmir Bank | J&KBANK | 0.96 | ₹15,345 | Low |
| Karnataka Bank | KTKBANK | 0.99 | ₹12,474 | Low |