ICICI Lombard General Insurance P/B Ratio
ICICI Lombard General Insurance P/B ratio. ICICI Lombard General Insurance (ICICIGI) P/B ratio is 4.47 (High), book value per share ₹333.35 vs Insurance average P/B of 4.7 — Very High - Significant premium, high growth expectations or speculative. For live price, earnings yield and the full fundamental profile, see ICICIGI share price screener.
Current Valuation Metrics
Book Value Breakdown (2026)
Valuation Signal
Sector Context
ICICIGI P/B Ratio — Valuation Insights & Book Value Analysis
ICICI Lombard General Insurance price-to-book ratio interpretation, valuation status and historical context — current P/B 4.47 (High). Analyse ICICI Lombard General Insuranc ownership pattern to track promoter, FII and institutional holdings.
- Stock appears overvalued with PB of 4.47, trading at significant premium to book value
- Trading at high premium to book value - indicates strong growth expectations or asset-light business model
- Current PB is 30.4% below historical average
ICICI Lombard General Insurance P/B Ratio Historical Trend
ICICIGI annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. View ICICIGI 52-week chart for the annual high/low range and current price position.
ICICIGI Historical P/B Ratio — Book Value Per Share & Year-End Price
ICICI Lombard General Insurance annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2026 | 4.9 | ₹333.35 | ₹1633.00 | ₹16,634 | High |
| 2025 | 6.72 | ₹292.04 | ₹1962.10 | ₹14,485 | High |
| 2024 | 7.22 | ₹247.57 | ₹1787.75 | ₹12,205 | High |
| 2023 | 6.68 | ₹212.71 | ₹1420.10 | ₹10,444 | High |
| 2022 | 6.61 | ₹187.23 | ₹1236.80 | ₹9,193 | High |
ICICIGI vs Insurance Peers — P/B Ratio Comparison
ICICI Lombard General Insurance P/B 4.47 vs Insurance average 4.7, median 4.81 — range 0.78–8.32.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| GIC of India | GICRE | 0.78 | ₹57,404 | Low |
| The New India Assurance … | NIACL | 1.2 | ₹28,677 | Moderate |
| LIC of India | LICI | 2.83 | ₹497,588 | Moderate |
| Medi Assist Healthcare | MEDIASSIST | 2.85 | ₹2,239 | Moderate |
| Niva Bupa Health Insuran… | NIVABUPA | 3.71 | ₹14,109 | High |
| Star Health Insurance | STARHEALTH | 4.26 | ₹31,906 | High |
| ICICI Prudential Life In… | ICICIPRULI | 4.81 | ₹63,564 | High |
| Go Digit General Insuran… | GODIGIT | 5.69 | ₹26,593 | High |
| HDFC Life Insurance | HDFCLIFE | 6.19 | ₹118,515 | High |
| Canara HSBC Life Insuran… | CANHLIFE | 7.42 | ₹12,140 | High |