Home First Finance Company Intrinsic Value
Home First Finance Company intrinsic value. Home First Finance Company (HOMEFIRST) median intrinsic value is ₹955.71 from 9 valuation models (range ₹306–₹2043), vs current price ₹1021.30 — -6.4% downside (Trading Near Calculated Value), margin of safety -6.9%. For current market price and key ratios, visit HOMEFIRST screener.
HOMEFIRST Valuation Methods Summary — DCF, Graham Number & P/E
Home First Finance Company intrinsic value across 9 models vs current price ₹1021.30 — upside/downside and value range per method. Read Home First Finance Company dividend policy for the complete payout history and dividend yield track record.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹670.80 | ₹536.64 - ₹804.96 | -34.3% | EPS: ₹55.90, Sector P/E: 12x |
| Book Value Method | asset | ₹1659.81 | ₹1493.83 - ₹1825.79 | +62.5% | Book Value/Share: ₹2074.76, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹955.71 | ₹860.14 - ₹1051.28 | -6.4% | Revenue/Share: ₹955.71, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹2042.60 | ₹1838.34 - ₹2246.86 | +100.0% | EBITDA: ₹1579.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹894.40 | ₹804.96 - ₹983.84 | -12.4% | EPS Growth: 20.0%, Fair P/E: 16.0x |
| Growth Adjusted P/E | growth | ₹480.74 | ₹432.67 - ₹528.81 | -52.9% | Revenue Growth: 15.0%, Adj P/E: 8.6x |
| ROE Based Valuation | profitability | ₹2042.60 | ₹1838.34 - ₹2246.86 | +100.0% | ROE: 13.3%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹1615.40 | ₹1453.86 - ₹1776.94 | +58.2% | EPS: ₹55.90, BVPS: ₹2074.76 |
| Dividend Yield Method | dividend | ₹306.39 | ₹275.75 - ₹337.03 | -70.0% | DPS: ₹5.20, Target Yield: 4.0% |
HOMEFIRST Intrinsic Value vs Market Price — All Valuation Models
Home First Finance Company fair value range ₹306–₹2043 vs current market price ₹1021.30 across 9 valuation models. Compare with HOMEFIRST fair price to assess whether the stock is under or overvalued.
HOMEFIRST Intrinsic Value Analysis — Undervalued or Overvalued?
Home First Finance Company median intrinsic value ₹955.71, current price ₹1021.30 — Trading Near Calculated Value by 6.4%, margin of safety -6.9%.
What is the intrinsic value of HOMEFIRST?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Home First Finance Company (HOMEFIRST) is ₹955.71 (median value). With the current market price of ₹1021.30, this represents a -6.4% variance from our estimated fair value.
The valuation range spans from ₹306.39 to ₹2042.60, indicating ₹306.39 - ₹2042.60.
Is HOMEFIRST undervalued or overvalued?
Based on our multi-method analysis, Home First Finance Company (HOMEFIRST) appears to be trading near calculated value by approximately 6.4%.
HOMEFIRST Financial Health — Key Ratios vs Industry Benchmarks
Home First Finance Company financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Return on Equity | 13.3% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 79.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.13x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
HOMEFIRST Cash Flow Quality — Operating & Free Cash Flow
Home First Finance Company operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹-1,940 Cr | ₹-2,144 Cr | Negative Cash Flow | 3/10 |
| March 2025 | ₹-2,196 Cr | ₹-2,196 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-1,908 Cr | ₹-2,017 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-1,469 Cr | ₹-1,603 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-807 Cr | ₹-807 Cr | Negative Cash Flow | 3/10 |