HDFC Life Insurance P/B Ratio
HDFC Life Insurance P/B ratio. HDFC Life Insurance (HDFCLIFE) P/B ratio is 6.19 (High), book value per share ₹82.25 vs Insurance average P/B of 4.55 — Very High - Significant premium, high growth expectations or speculative. View HDFCLIFE 52-week high low for the annual high/low range and current price position.
Current Valuation Metrics
Book Value Breakdown (2026)
Valuation Signal
Sector Context
HDFCLIFE P/B Ratio — Valuation Insights & Book Value Analysis
HDFC Life Insurance price-to-book ratio interpretation, valuation status and historical context — current P/B 6.19 (High). Analyse HDFCLIFE FII DII holdings to track promoter, FII and institutional holdings.
- Stock appears overvalued with PB of 6.19, trading at significant premium to book value
- Trading at high premium to book value - indicates strong growth expectations or asset-light business model
- Current PB is 29.4% below historical average
- Trading at premium to sector average PB of 4.55
HDFC Life Insurance P/B Ratio Historical Trend
HDFCLIFE annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. For live price, earnings yield and the full fundamental profile, see HDFCLIFE screener.
HDFCLIFE Historical P/B Ratio — Book Value Per Share & Year-End Price
HDFC Life Insurance annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2026 | 6.42 | ₹82.25 | ₹528.35 | ₹17,750 | High |
| 2025 | 9.99 | ₹75.03 | ₹749.85 | ₹16,155 | High |
| 2024 | 9.05 | ₹68.18 | ₹617.05 | ₹14,666 | High |
| 2023 | 10.7 | ₹60.46 | ₹646.70 | ₹12,993 | High |
| 2022 | 7.66 | ₹73.89 | ₹566.25 | ₹15,613 | High |
HDFCLIFE vs Insurance Peers — P/B Ratio Comparison
HDFC Life Insurance P/B 6.19 vs Insurance average 4.55, median 4.47 — range 0.78–8.32.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| GIC of India | GICRE | 0.78 | ₹57,404 | Low |
| The New India Assurance … | NIACL | 1.2 | ₹28,677 | Moderate |
| LIC of India | LICI | 2.83 | ₹497,588 | Moderate |
| Medi Assist Healthcare | MEDIASSIST | 2.85 | ₹2,239 | Moderate |
| Niva Bupa Health Insuran… | NIVABUPA | 3.71 | ₹14,109 | High |
| Star Health Insurance | STARHEALTH | 4.26 | ₹31,906 | High |
| ICICI Lombard General In… | ICICIGI | 4.47 | ₹82,436 | High |
| ICICI Prudential Life In… | ICICIPRULI | 4.81 | ₹63,564 | High |
| Go Digit General Insuran… | GODIGIT | 5.69 | ₹26,593 | High |
| Canara HSBC Life Insuran… | CANHLIFE | 7.42 | ₹12,140 | High |