GIC Housing Finance P/B Ratio
GIC Housing Finance P/B ratio. GIC Housing Finance (GICHSGFIN) P/B ratio is 0.34 (Low), book value per share ₹390.00 vs Financial Services average P/B of -3.58 — Very Low - Significant discount to book value, potential distress or value opportunity. Analyse GICHSGFIN shareholding pattern to track promoter, FII and institutional holdings.
Current Valuation Metrics
Book Value Breakdown (2026)
Valuation Signal
Sector Context
GICHSGFIN P/B Ratio — Valuation Insights & Book Value Analysis
GIC Housing Finance price-to-book ratio interpretation, valuation status and historical context — current P/B 0.34 (Low). For live price, earnings yield and the full fundamental profile, see GICHSGFIN stock price BSE.
- Stock appears undervalued with PB of 0.34, trading below book value
- Trading below book value - potential value opportunity or financial distress signal
- Current PB is 40.6% below historical average
- Trading at premium to sector average PB of -3.58
GIC Housing Finance P/B Ratio Historical Trend
GICHSGFIN annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. View GICHSGFIN yearly price range for the annual high/low range and current price position.
GICHSGFIN Historical P/B Ratio — Book Value Per Share & Year-End Price
GIC Housing Finance annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2026 | 0.34 | ₹390.0 | ₹132.32 | ₹2,106 | Low |
| 2025 | 0.48 | ₹363.89 | ₹173.07 | ₹1,965 | Low |
| 2024 | 0.6 | ₹338.7 | ₹204.33 | ₹1,829 | Low |
| 2023 | 0.68 | ₹314.63 | ₹214.55 | ₹1,699 | Low |
| 2022 | 0.76 | ₹279.81 | ₹212.55 | ₹1,511 | Low |
GICHSGFIN vs Financial Services Peers — P/B Ratio Comparison
GIC Housing Finance P/B 0.34 vs Financial Services average -3.58, median 0.0 — range -91.12–0.15.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Mena Mani Industries | MENAMANI | -91.12 | ₹72 | Low |
| Blue Chip | BLUECHIP | -28.88 | ₹18 | Low |
| Manraj Housing Finance | MANRAJH | -21.51 | ₹17 | Low |
| Trustwave Securities | TRUSTWAVE | -13.82 | ₹15 | Low |
| Roselabs Finance | ROSELABS | -4.19 | ₹20 | Low |
| Gujarat Lease Financing | GLFL | -3.67 | ₹15 | Low |
| CMX Holdings | CMXLTD | -3.39 | ₹22 | Low |
| GACM Technologies DVR | GATECHDVR | -3.35 | ₹9 | Low |
| Reliance Home Finance | RHFL | -2.36 | ₹131 | Low |
| Kiduja India | KIDUJA | -2.35 | ₹47 | Low |