GIC of India P/B Ratio

Current P/B Ratio
0.78
Low Valuation
Low - Trading below book value, may indicate undervaluation

GIC of India P/B ratio. GIC of India (GICRE) P/B ratio is 0.78 (Low), book value per share ₹803.66 vs Insurance average P/B of 5.0 — Low - Trading below book value, may indicate undervaluation. Analyse GIC of India ownership pattern to track promoter, FII and institutional holdings.

Current Valuation Metrics

P/B Ratio 0.78
Current Price ₹319.65
Book Value/Share ₹803.66
Exchange NSE

Book Value Breakdown (2026)

Balance Sheet Components
Total Equity ₹70,481 Cr
Share Capital ₹877 Cr
Reserves & Surplus ₹58,419 Cr
Outstanding Shares 877,000,000
Book Value per Share ₹803.66

Valuation Signal

Signal Undervalued
Historical Avg 0.54
Historical Range 0.4 - 0.71
Percentile 100.0%

Sector Context

Sector Average 5.0
Sector Median 4.81
Sector Rank #1 of 12
Sector Percentile 8.3%

GICRE P/B Ratio — Valuation Insights & Book Value Analysis

GIC of India price-to-book ratio interpretation, valuation status and historical context — current P/B 0.78 (Low). For live price, earnings yield and the full fundamental profile, see GIC of India stock price NSE.

  • Stock appears undervalued with PB of 0.78, trading below book value
  • Trading below book value - potential value opportunity or financial distress signal
  • Current PB is 45.0% above historical average
  • Trading at discount to sector average PB of 5.0

GIC of India P/B Ratio Historical Trend

GICRE annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. View GICRE 52-week performance for the annual high/low range and current price position.

GICRE Historical P/B Ratio — Book Value Per Share & Year-End Price

GIC of India annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2026 0.4 ₹803.66 ₹319.65 ₹70,481 Low
2025 0.54 ₹701.25 ₹380.80 ₹61,500 Low
2024 0.71 ₹630.07 ₹444.25 ₹55,257 Low
2023 0.6 ₹515.22 ₹308.05 ₹45,185 Low
2022 0.44 ₹410.58 ₹178.75 ₹36,008 Low

GICRE vs Insurance Peers — P/B Ratio Comparison

GIC of India P/B 0.78 vs Insurance average 5.0, median 4.81 — range 1.2–8.32.

Sector Average
5.0
Sector Median
4.81
Lowest P/B
1.2
Highest P/B
8.32
Companies
12
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
The New India Assurance … NIACL 1.2 ₹28,677 Moderate
LIC of India LICI 2.83 ₹497,588 Moderate
Medi Assist Healthcare MEDIASSIST 2.85 ₹2,239 Moderate
Niva Bupa Health Insuran… NIVABUPA 3.71 ₹14,109 High
Star Health Insurance STARHEALTH 4.26 ₹31,906 High
ICICI Lombard General In… ICICIGI 4.47 ₹82,436 High
ICICI Prudential Life In… ICICIPRULI 4.81 ₹63,564 High
Go Digit General Insuran… GODIGIT 5.69 ₹26,593 High
HDFC Life Insurance HDFCLIFE 6.19 ₹118,515 High
Canara HSBC Life Insuran… CANHLIFE 7.42 ₹12,140 High