GIC of India Intrinsic Value
GIC of India intrinsic value. GIC of India (GICRE) median intrinsic value is ₹475.94 from 10 valuation models (range ₹128–₹959), vs current price ₹319.65 — +48.9% upside (Trading Below Calculated Value), margin of safety 32.8%. Compare with GICRE fair value to assess whether the stock is under or overvalued.
GICRE Valuation Methods Summary — DCF, Graham Number & P/E
GIC of India intrinsic value across 10 models vs current price ₹319.65 — upside/downside and value range per method. For current market price and key ratios, visit GICRE share price screener.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹693.12 | ₹554.50 - ₹831.74 | +116.8% | EPS: ₹57.76, Sector P/E: 12x |
| Book Value Method | asset | ₹799.12 | ₹719.21 - ₹879.03 | +150.0% | Book Value/Share: ₹803.66, P/B: 1.0x |
| Revenue Multiple Method | revenue | ₹385.28 | ₹346.75 - ₹423.81 | +20.5% | Revenue/Share: ₹481.60, P/S: 0.8x |
| EBITDA Multiple Method | earnings | ₹127.86 | ₹115.07 - ₹140.65 | -60.0% | EBITDA: ₹12.00Cr, EV/EBITDA: 6x |
| Simple DCF (5Y) | dcf | ₹127.86 | ₹102.29 - ₹153.43 | -60.0% | CF Growth: 5.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹369.66 | ₹332.69 - ₹406.63 | +15.6% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹475.94 | ₹428.35 - ₹523.53 | +48.9% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹639.30 | ₹575.37 - ₹703.23 | +100.0% | ROE: 14.4%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹958.95 | ₹863.06 - ₹1054.85 | +200.0% | EPS: ₹57.76, BVPS: ₹803.66 |
| Dividend Yield Method | dividend | ₹378.57 | ₹340.71 - ₹416.43 | +18.4% | DPS: ₹13.25, Target Yield: 3.5% |
GICRE Intrinsic Value vs Market Price — All Valuation Models
GIC of India fair value range ₹128–₹959 vs current market price ₹319.65 across 10 valuation models. Read GIC of India dividend payments for the complete payout history and dividend yield track record.
GICRE Intrinsic Value Analysis — Undervalued or Overvalued?
GIC of India median intrinsic value ₹475.94, current price ₹319.65 — Trading Below Calculated Value by 48.9%, margin of safety 32.8%.
What is the intrinsic value of GICRE?
Based on our comprehensive analysis using 10 different valuation methods, the estimated intrinsic value of GIC of India (GICRE) is ₹475.94 (median value). With the current market price of ₹319.65, this represents a +48.9% variance from our estimated fair value.
The valuation range spans from ₹127.86 to ₹958.95, indicating ₹127.86 - ₹958.95.
Is GICRE undervalued or overvalued?
Based on our multi-method analysis, GIC of India (GICRE) appears to be trading below calculated value by approximately 48.9%.
GICRE Financial Health — Key Ratios vs Industry Benchmarks
GIC of India financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Return on Equity | 14.4% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | -6.0% | Industry Standard: 20%+ | Below 10% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.46x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
GICRE Cash Flow Quality — Operating & Free Cash Flow
GIC of India operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹466 Cr | ₹466 Cr | Positive Free Cash Flow | 8/10 |
| March 2025 | ₹1,976 Cr | ₹1,839 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹-212 Cr | ₹-212 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹11,722 Cr | ₹7,184 Cr | Positive Free Cash Flow | 8/10 |
| March 2022 | ₹9,051 Cr | ₹5,957 Cr | Positive Free Cash Flow | 8/10 |