First Fintec Intrinsic Value
First Fintec intrinsic value. First Fintec (FIRSTFIN) median intrinsic value is ₹28.32 from 8 valuation models (range ₹11–₹39), vs current price ₹14.16 — +100.0% upside (Trading Below Calculated Value), margin of safety 50.0%. For current market price and key ratios, visit FIRSTFIN share price screener.
FIRSTFIN Valuation Methods Summary — DCF, Graham Number & P/E
First Fintec intrinsic value across 8 models vs current price ₹14.16 — upside/downside and value range per method. Compare with FIRSTFIN fair price to assess whether the stock is under or overvalued.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹39.36 | ₹31.49 - ₹47.23 | +178.0% | EPS: ₹3.28, Sector P/E: 12x |
| Book Value Method | asset | ₹11.00 | ₹9.90 - ₹12.10 | -22.3% | Book Value/Share: ₹11.00, P/B: 1.0x |
| Revenue Multiple Method | revenue | ₹28.32 | ₹25.49 - ₹31.15 | +100.0% | Revenue/Share: ₹76.00, P/S: 0.8x |
| EBITDA Multiple Method | earnings | ₹28.32 | ₹25.49 - ₹31.15 | +100.0% | EBITDA: ₹16.00Cr, EV/EBITDA: 6x |
| PEG Ratio Method | growth | ₹20.99 | ₹18.89 - ₹23.09 | +48.2% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹27.03 | ₹24.33 - ₹29.73 | +90.9% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹28.32 | ₹25.49 - ₹31.15 | +100.0% | ROE: 109.1%, P/E Multiple: 16x |
| Graham Defensive Method | conservative | ₹22.00 | ₹19.80 - ₹24.20 | +55.4% | EPS: ₹3.28, BVPS: ₹11.00 |
FIRSTFIN Intrinsic Value vs Market Price — All Valuation Models
First Fintec fair value range ₹11–₹39 vs current market price ₹14.16 across 8 valuation models. Read FIRSTFIN ex-dividend dates for the complete payout history and dividend yield track record.
FIRSTFIN Intrinsic Value Analysis — Undervalued or Overvalued?
First Fintec median intrinsic value ₹28.32, current price ₹14.16 — Trading Below Calculated Value by 100.0%, margin of safety 50.0%.
What is the intrinsic value of FIRSTFIN?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of First Fintec (FIRSTFIN) is ₹28.32 (median value). With the current market price of ₹14.16, this represents a +100.0% variance from our estimated fair value.
The valuation range spans from ₹11.00 to ₹39.36, indicating ₹11.00 - ₹39.36.
Is FIRSTFIN undervalued or overvalued?
Based on our multi-method analysis, First Fintec (FIRSTFIN) appears to be trading below calculated value by approximately 100.0%.
FIRSTFIN Financial Health — Key Ratios vs Industry Benchmarks
First Fintec financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.50 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 109.1% | Industry Standard: 15%+ | Above 15% | Measures shareholder return efficiency |
| Operating Margin | 19.0% | Industry Standard: 20%+ | Above 10% | Indicates operational efficiency level |
| Asset Turnover Ratio | 6.33x | Industry Standard: 1.0x+ | Above 1.0x | Measures asset utilization efficiency |
FIRSTFIN Cash Flow Quality — Operating & Free Cash Flow
First Fintec operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2025 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹1 Cr | ₹1 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |