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Fino Payments Bank P/B Ratio

Current P/B Ratio
1.31
Moderate Valuation
Moderate - Reasonably valued relative to book value

Fino Payments Bank P/B ratio. Fino Payments Bank (FINOPB) P/B ratio is 1.31 (Moderate), book value per share ₹96.99 vs Banks average P/B of 1.39 — Moderate - Reasonably valued relative to book value. Analyse Fino Payments Bank shareholding analysis to track promoter, FII and institutional holdings.

Current Valuation Metrics

P/B Ratio 1.31
Current Price ₹128.50
Book Value/Share ₹96.99
Exchange NSE

Book Value Breakdown (2026)

Balance Sheet Components
Total Equity ₹805 Cr
Share Capital ₹83 Cr
Reserves & Surplus ₹722 Cr
Outstanding Shares 83,000,000
Book Value per Share ₹96.99

Valuation Signal

Signal Fairly Valued
Historical Avg 3.33
Historical Range 1.32 - 4.38
Percentile 0.0%

Sector Context

Sector Average 1.39
Sector Median 1.23
Sector Rank #11 of 40
Sector Percentile 27.5%

FINOPB P/B Ratio — Valuation Insights & Book Value Analysis

Fino Payments Bank price-to-book ratio interpretation, valuation status and historical context — current P/B 1.31 (Moderate). View FINOPB 52-week chart for the annual high/low range and current price position.

  • Current PB is 60.6% below historical average

Fino Payments Bank P/B Ratio Historical Trend

FINOPB annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. For live price, earnings yield and the full fundamental profile, see FINOPB stock price BSE.

FINOPB Historical P/B Ratio — Book Value Per Share & Year-End Price

Fino Payments Bank annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2026 1.32 ₹96.99 ₹128.50 ₹805 Moderate
2025 2.91 ₹90.0 ₹261.80 ₹747 Moderate
2024 4.1 ₹77.47 ₹317.40 ₹643 High
2023 3.92 ₹66.63 ₹260.95 ₹553 High
2022 4.38 ₹57.83 ₹253.05 ₹480 High

FINOPB vs Banks Peers — P/B Ratio Comparison

Fino Payments Bank P/B 1.31 vs Banks average 1.39, median 1.23 — range 0.71–3.8.

Sector Average
1.39
Sector Median
1.23
Lowest P/B
0.71
Highest P/B
3.8
Companies
40
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Bank of India BANKINDIA 0.71 ₹60,778 Low
Bank of Baroda BANKBARODA 0.71 ₹120,389 Low
Central Bank of India CENTRALBK 0.73 ₹27,435 Low
Suryoday Small Finance B… SURYODAY 0.74 ₹1,538 Low
Dhanlaxmi Bank DHANBANK 0.79 ₹1,046 Low
Capital Small Finance Ba… CAPITALSFB 0.85 ₹1,270 Low
Utkarsh Small Finance Ba… UTKARSHBNK 0.87 ₹2,475 Low
Punjab National Bank PNB 0.92 ₹129,411 Low
Canara Bank CANBK 0.97 ₹109,437 Low
Karnataka Bank KTKBANK 1.0 ₹12,172 Moderate