Finkurve Financial Services Intrinsic Value
Finkurve Financial Services intrinsic value. Finkurve Financial Services (FINKURVE) median intrinsic value is ₹73.85 from 9 valuation models (range ₹21–₹171), vs current price ₹68.51 — +7.8% upside (Trading Near Calculated Value), margin of safety 7.2%. Read FINKURVE dividend yield for the complete payout history and dividend yield track record.
FINKURVE Valuation Methods Summary — DCF, Graham Number & P/E
Finkurve Financial Services intrinsic value across 9 models vs current price ₹68.51 — upside/downside and value range per method. Compare with FINKURVE fair value estimate to assess whether the stock is under or overvalued.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹20.55 | ₹16.44 - ₹24.66 | -70.0% | EPS: ₹1.56, Sector P/E: 12x |
| Book Value Method | asset | ₹97.23 | ₹87.51 - ₹106.95 | +41.9% | Book Value/Share: ₹121.54, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹73.85 | ₹66.47 - ₹81.23 | +7.8% | Revenue/Share: ₹73.85, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹123.08 | ₹110.77 - ₹135.39 | +79.7% | EBITDA: ₹32.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹171.28 | ₹137.02 - ₹205.54 | +150.0% | CF Growth: 5.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹20.55 | ₹18.50 - ₹22.61 | -70.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹20.55 | ₹18.50 - ₹22.61 | -70.0% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹137.02 | ₹123.32 - ₹150.72 | +100.0% | ROE: 12.7%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹65.31 | ₹58.78 - ₹71.84 | -4.7% | EPS: ₹1.56, BVPS: ₹121.54 |
FINKURVE Intrinsic Value vs Market Price — All Valuation Models
Finkurve Financial Services fair value range ₹21–₹171 vs current market price ₹68.51 across 9 valuation models. For current market price and key ratios, visit FINKURVE screener.
FINKURVE Intrinsic Value Analysis — Undervalued or Overvalued?
Finkurve Financial Services median intrinsic value ₹73.85, current price ₹68.51 — Trading Near Calculated Value by 7.8%, margin of safety 7.2%.
What is the intrinsic value of FINKURVE?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Finkurve Financial Services (FINKURVE) is ₹73.85 (median value). With the current market price of ₹68.51, this represents a +7.8% variance from our estimated fair value.
The valuation range spans from ₹20.55 to ₹171.28, indicating ₹20.55 - ₹171.28.
Is FINKURVE undervalued or overvalued?
Based on our multi-method analysis, Finkurve Financial Services (FINKURVE) appears to be trading near calculated value by approximately 7.8%.
FINKURVE Financial Health — Key Ratios vs Industry Benchmarks
Finkurve Financial Services financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.40 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 12.7% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 35.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.52x | Industry Standard: 1.0x+ | Above 0.5x | Measures asset utilization efficiency |
FINKURVE Cash Flow Quality — Operating & Free Cash Flow
Finkurve Financial Services operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2022 | ₹28 Cr | ₹28 Cr | Positive Free Cash Flow | 8/10 |
| March 2021 | ₹4 Cr | ₹4 Cr | Positive Free Cash Flow | 8/10 |
| March 2020 | ₹-81 Cr | ₹-82 Cr | Negative Cash Flow | 3/10 |
| March 2019 | ₹30 Cr | ₹30 Cr | Positive Free Cash Flow | 8/10 |
| March 2018 | ₹-28 Cr | ₹-29 Cr | Negative Cash Flow | 3/10 |