Federal Bank Intrinsic Value
Federal Bank intrinsic value. Federal Bank (FEDERALBNK) median intrinsic value is ₹674.96 from 10 valuation models (range ₹104–₹870), vs current price ₹347.80 — +94.1% upside (Trading Below Calculated Value), margin of safety 48.5%. Read FEDERALBNK dividend payout details for the complete payout history and dividend yield track record.
FEDERALBNK Valuation Methods Summary — DCF, Graham Number & P/E
Federal Bank intrinsic value across 10 models vs current price ₹347.80 — upside/downside and value range per method. Compare with Federal Bank value estimation to assess whether the stock is under or overvalued.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹291.36 | ₹233.09 - ₹349.63 | -16.2% | EPS: ₹24.28, Sector P/E: 12x |
| Book Value Method | asset | ₹667.13 | ₹600.42 - ₹733.84 | +91.8% | Book Value/Share: ₹833.91, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹695.60 | ₹626.04 - ₹765.16 | +100.0% | Revenue/Share: ₹803.49, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹695.60 | ₹626.04 - ₹765.16 | +100.0% | EBITDA: ₹8488.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹869.50 | ₹695.60 - ₹1043.40 | +150.0% | CF Growth: 15.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹155.39 | ₹139.85 - ₹170.93 | -55.3% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹200.07 | ₹180.06 - ₹220.08 | -42.5% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹695.60 | ₹626.04 - ₹765.16 | +100.0% | ROE: 15.3%, P/E Multiple: 14x |
| Graham Defensive Method | conservative | ₹674.96 | ₹607.46 - ₹742.46 | +94.1% | EPS: ₹24.28, BVPS: ₹833.91 |
| Dividend Yield Method | dividend | ₹104.34 | ₹93.91 - ₹114.77 | -70.0% | DPS: ₹1.20, Target Yield: 4.0% |
FEDERALBNK Intrinsic Value vs Market Price — All Valuation Models
Federal Bank fair value range ₹104–₹870 vs current market price ₹347.80 across 10 valuation models. For current market price and key ratios, visit FEDERALBNK share price.
FEDERALBNK Intrinsic Value Analysis — Undervalued or Overvalued?
Federal Bank median intrinsic value ₹674.96, current price ₹347.80 — Trading Below Calculated Value by 94.1%, margin of safety 48.5%.
What is the intrinsic value of FEDERALBNK?
Based on our comprehensive analysis using 10 different valuation methods, the estimated intrinsic value of Federal Bank (FEDERALBNK) is ₹674.96 (median value). With the current market price of ₹347.80, this represents a +94.1% variance from our estimated fair value.
The valuation range spans from ₹104.34 to ₹869.50, indicating ₹104.34 - ₹869.50.
Is FEDERALBNK undervalued or overvalued?
Based on our multi-method analysis, Federal Bank (FEDERALBNK) appears to be trading below calculated value by approximately 94.1%.
FEDERALBNK Financial Health — Key Ratios vs Industry Benchmarks
Federal Bank financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Return on Equity | 15.3% | Industry Standard: 15%+ | Above 15% | Measures shareholder return efficiency |
| Operating Margin | 64.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.10x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
FEDERALBNK Cash Flow Quality — Operating & Free Cash Flow
Federal Bank operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹4,349 Cr | ₹-1,210 Cr | Positive Operating Cash Flow | 6/10 |
| March 2025 | ₹8,801 Cr | ₹6,902 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹6,431 Cr | ₹1,975 Cr | Positive Free Cash Flow | 7/10 |
| March 2023 | ₹489 Cr | ₹-4,441 Cr | Positive Operating Cash Flow | 6/10 |
| March 2022 | ₹-7,774 Cr | ₹-7,774 Cr | Negative Cash Flow | 3/10 |