Fedbank Financial Services Intrinsic Value
Fedbank Financial Services intrinsic value. Fedbank Financial Services (FEDFINA) median intrinsic value is ₹122.89 from 8 valuation models (range ₹63–₹201), vs current price ₹149.64 — -17.9% downside (Trading Above Median Value), margin of safety -21.8%. Read FEDFINA dividend payout details for the complete payout history and dividend yield track record.
FEDFINA Valuation Methods Summary — DCF, Graham Number & P/E
Fedbank Financial Services intrinsic value across 8 models vs current price ₹149.64 — upside/downside and value range per method. For current market price and key ratios, visit FEDFINA screener.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹122.40 | ₹97.92 - ₹146.88 | -18.2% | EPS: ₹10.20, Sector P/E: 12x |
| Book Value Method | asset | ₹62.59 | ₹56.33 - ₹68.85 | -58.2% | Book Value/Share: ₹78.24, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹63.64 | ₹57.28 - ₹70.00 | -57.5% | Revenue/Share: ₹63.64, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹201.20 | ₹181.08 - ₹221.32 | +34.5% | EBITDA: ₹1505.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹131.97 | ₹118.77 - ₹145.17 | -11.8% | EPS Growth: 16.2%, Fair P/E: 12.9x |
| Growth Adjusted P/E | growth | ₹87.72 | ₹78.95 - ₹96.49 | -41.4% | Revenue Growth: 15.0%, Adj P/E: 8.6x |
| ROE Based Valuation | profitability | ₹122.89 | ₹110.60 - ₹135.18 | -17.9% | ROE: 13.1%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹134.00 | ₹120.60 - ₹147.40 | -10.5% | EPS: ₹10.20, BVPS: ₹78.24 |
FEDFINA Intrinsic Value vs Market Price — All Valuation Models
Fedbank Financial Services fair value range ₹63–₹201 vs current market price ₹149.64 across 8 valuation models. Compare with Fedbank Financial Services value estimation to assess whether the stock is under or overvalued.
FEDFINA Intrinsic Value Analysis — Undervalued or Overvalued?
Fedbank Financial Services median intrinsic value ₹122.89, current price ₹149.64 — Trading Above Median Value by 17.9%, margin of safety -21.8%.
What is the intrinsic value of FEDFINA?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Fedbank Financial Services (FEDFINA) is ₹122.89 (median value). With the current market price of ₹149.64, this represents a -17.9% variance from our estimated fair value.
The valuation range spans from ₹62.59 to ₹201.20, indicating ₹62.59 - ₹201.20.
Is FEDFINA undervalued or overvalued?
Based on our multi-method analysis, Fedbank Financial Services (FEDFINA) appears to be trading above median value by approximately 17.9%.
FEDFINA Financial Health — Key Ratios vs Industry Benchmarks
Fedbank Financial Services financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.16 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 13.1% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 63.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.14x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
FEDFINA Cash Flow Quality — Operating & Free Cash Flow
Fedbank Financial Services operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹-1,664 Cr | ₹-1,680 Cr | Negative Cash Flow | 3/10 |
| March 2025 | ₹-978 Cr | ₹-978 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-776 Cr | ₹-826 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-1,474 Cr | ₹-1,539 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-578 Cr | ₹-787 Cr | Negative Cash Flow | 3/10 |