EFC Intrinsic Value
EFC intrinsic value. EFC (EFCIL) median intrinsic value is ₹337.48 from 9 valuation models (range ₹127–₹422), vs current price ₹168.74 — +100.0% upside (Trading Below Calculated Value), margin of safety 50.0%. Compare with EFCIL fair price to assess whether the stock is under or overvalued.
EFCIL Valuation Methods Summary — DCF, Graham Number & P/E
EFC intrinsic value across 9 models vs current price ₹168.74 — upside/downside and value range per method. For current market price and key ratios, visit EFCIL share price.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹239.04 | ₹191.23 - ₹286.85 | +41.7% | EPS: ₹19.92, Sector P/E: 12x |
| Book Value Method | asset | ₹290.71 | ₹261.64 - ₹319.78 | +72.3% | Book Value/Share: ₹290.71, P/B: 1.0x |
| Revenue Multiple Method | revenue | ₹337.48 | ₹303.73 - ₹371.23 | +100.0% | Revenue/Share: ₹424.29, P/S: 0.8x |
| EBITDA Multiple Method | earnings | ₹337.48 | ₹303.73 - ₹371.23 | +100.0% | EBITDA: ₹592.00Cr, EV/EBITDA: 6x |
| Simple DCF (5Y) | dcf | ₹421.85 | ₹337.48 - ₹506.22 | +150.0% | CF Growth: 15.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹127.49 | ₹114.74 - ₹140.24 | -24.4% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹164.14 | ₹147.73 - ₹180.55 | -2.7% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹337.48 | ₹303.73 - ₹371.23 | +100.0% | ROE: 33.9%, P/E Multiple: 16x |
| Graham Defensive Method | conservative | ₹360.97 | ₹324.87 - ₹397.07 | +113.9% | EPS: ₹19.92, BVPS: ₹290.71 |
EFCIL Intrinsic Value vs Market Price — All Valuation Models
EFC fair value range ₹127–₹422 vs current market price ₹168.74 across 9 valuation models. Read EFCIL ex-dividend dates for the complete payout history and dividend yield track record.
EFCIL Intrinsic Value Analysis — Undervalued or Overvalued?
EFC median intrinsic value ₹337.48, current price ₹168.74 — Trading Below Calculated Value by 100.0%, margin of safety 50.0%.
What is the intrinsic value of EFCIL?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of EFC (EFCIL) is ₹337.48 (median value). With the current market price of ₹168.74, this represents a +100.0% variance from our estimated fair value.
The valuation range spans from ₹127.49 to ₹421.85, indicating ₹127.49 - ₹421.85.
Is EFCIL undervalued or overvalued?
Based on our multi-method analysis, EFC (EFCIL) appears to be trading below calculated value by approximately 100.0%.
EFCIL Financial Health — Key Ratios vs Industry Benchmarks
EFC financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.58 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 33.9% | Industry Standard: 15%+ | Above 15% | Measures shareholder return efficiency |
| Operating Margin | 49.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.44x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
EFCIL Cash Flow Quality — Operating & Free Cash Flow
EFC operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹209 Cr | ₹186 Cr | Positive Free Cash Flow | 8/10 |
| March 2025 | ₹134 Cr | ₹79 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹11 Cr | ₹-117 Cr | Positive Operating Cash Flow | 6/10 |
| March 2023 | ₹-51 Cr | ₹-69 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |