TruCap Finance Intrinsic Value
TruCap Finance intrinsic value. TruCap Finance (TRU) median intrinsic value is ₹10.85 from 3 valuation models (range ₹9–₹11), vs current price ₹4.34 — +150.0% upside (Trading Below Calculated Value), margin of safety 60.0%. Read TRU dividend history for the complete payout history and dividend yield track record.
TRU Valuation Methods Summary — DCF, Graham Number & P/E
TruCap Finance intrinsic value across 3 models vs current price ₹4.34 — upside/downside and value range per method. For current market price and key ratios, visit TruCap Finance share price screener.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| Book Value Method | asset | ₹10.85 | ₹9.77 - ₹11.94 | +150.0% | Book Value/Share: ₹21.25, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹8.68 | ₹7.81 - ₹9.55 | +100.0% | Revenue/Share: ₹25.00, P/S: 1.0x |
| Simple DCF (5Y) | dcf | ₹10.85 | ₹8.68 - ₹13.02 | +150.0% | CF Growth: 5.0%, Discount: 15% |
TRU Intrinsic Value vs Market Price — All Valuation Models
TruCap Finance fair value range ₹9–₹11 vs current market price ₹4.34 across 3 valuation models. Compare with TRU stock valuation models to assess whether the stock is under or overvalued.
TRU Intrinsic Value Analysis — Undervalued or Overvalued?
TruCap Finance median intrinsic value ₹10.85, current price ₹4.34 — Trading Below Calculated Value by 150.0%, margin of safety 60.0%.
What is the intrinsic value of TRU?
Based on our comprehensive analysis using 3 different valuation methods, the estimated intrinsic value of TruCap Finance (TRU) is ₹10.85 (median value). With the current market price of ₹4.34, this represents a +150.0% variance from our estimated fair value.
The valuation range spans from ₹8.68 to ₹10.85, indicating ₹8.68 - ₹10.85.
Is TRU undervalued or overvalued?
Based on our multi-method analysis, TruCap Finance (TRU) appears to be trading below calculated value by approximately 150.0%.
TRU Financial Health — Key Ratios vs Industry Benchmarks
TruCap Finance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Return on Equity | -149.0% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | -31.0% | Industry Standard: 20%+ | Below 10% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.15x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
TRU Cash Flow Quality — Operating & Free Cash Flow
TruCap Finance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹130 Cr | ₹130 Cr | Positive Free Cash Flow | 8/10 |
| March 2025 | ₹212 Cr | ₹198 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹-212 Cr | ₹-212 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-151 Cr | ₹-184 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-185 Cr | ₹-222 Cr | Negative Cash Flow | 3/10 |