Credit Access Grameen P/B Ratio

Current P/B Ratio
2.53
Moderate Valuation
High - Premium to book value, growth expectations or asset-light model

Credit Access Grameen P/B ratio. Credit Access Grameen (CREDITACC) P/B ratio is 2.53 (Moderate), book value per share ₹490.12 vs Financial Services average P/B of -3.58 — High - Premium to book value, growth expectations or asset-light model. Analyse Credit Access Grameen shareholding analysis to track promoter, FII and institutional holdings.

Current Valuation Metrics

P/B Ratio 2.53
Current Price ₹1088.50
Book Value/Share ₹490.12
Exchange NSE

Book Value Breakdown (2026)

Balance Sheet Components
Total Equity ₹7,842 Cr
Share Capital ₹160 Cr
Reserves & Surplus ₹7,682 Cr
Outstanding Shares 160,000,000
Book Value per Share ₹490.12

Valuation Signal

Signal Overvalued
Historical Avg 3.14
Historical Range 2.15 - 4.97
Percentile 40.0%

Sector Context

Sector Average -3.58
Sector Median 0.0
Sector Rank #11 of 50
Sector Percentile 22.0%

CREDITACC P/B Ratio — Valuation Insights & Book Value Analysis

Credit Access Grameen price-to-book ratio interpretation, valuation status and historical context — current P/B 2.53 (Moderate). For live price, earnings yield and the full fundamental profile, see Credit Access Grameen share price chart.

  • Trading at premium to sector average PB of -3.58

Credit Access Grameen P/B Ratio Historical Trend

CREDITACC annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. View CREDITACC yearly price range for the annual high/low range and current price position.

CREDITACC Historical P/B Ratio — Book Value Per Share & Year-End Price

Credit Access Grameen annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2026 2.22 ₹490.12 ₹1088.50 ₹7,842 Moderate
2025 2.93 ₹434.75 ₹1273.60 ₹6,956 Moderate
2024 2.15 ₹413.21 ₹886.55 ₹6,570 Moderate
2023 4.97 ₹321.19 ₹1596.55 ₹5,107 High
2022 3.43 ₹267.12 ₹915.30 ₹4,167 High

CREDITACC vs Financial Services Peers — P/B Ratio Comparison

Credit Access Grameen P/B 2.53 vs Financial Services average -3.58, median 0.0 — range -91.12–0.13.

Sector Average
-3.58
Sector Median
0.0
Lowest P/B
-91.12
Highest P/B
0.13
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Manraj Housing Finance MANRAJH -21.51 ₹17 Low
Trustwave Securities TRUSTWAVE -13.82 ₹15 Low
Roselabs Finance ROSELABS -3.95 ₹21 Low
CMX Holdings CMXLTD -3.75 ₹25 Low
Gujarat Lease Financing GLFL -3.47 ₹14 Low
GACM Technologies DVR GATECHDVR -3.28 ₹8 Low
Reliance Home Finance RHFL -2.36 ₹131 Low
Manipal Finance MNPLFIN -2.2 ₹17 Low