Classic Leasing & Finance Intrinsic Value
Classic Leasing & Finance intrinsic value. Classic Leasing & Finance (CLFL) median intrinsic value is ₹21.14 from 8 valuation models (range ₹11–₹38), vs current price ₹52.85 — -60.0% downside (Trading Above Calculated Value), margin of safety -100.0%. Read CLFL dividend payout details for the complete payout history and dividend yield track record.
CLFL Valuation Methods Summary — DCF, Graham Number & P/E
Classic Leasing & Finance intrinsic value across 8 models vs current price ₹52.85 — upside/downside and value range per method. For current market price and key ratios, visit CLFL share price.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹28.80 | ₹23.04 - ₹34.56 | -45.5% | EPS: ₹2.40, Sector P/E: 12x |
| Book Value Method | asset | ₹10.57 | ₹9.51 - ₹11.63 | -80.0% | Book Value/Share: ₹6.67, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹15.86 | ₹14.27 - ₹17.45 | -70.0% | Revenue/Share: ₹1.67, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹21.14 | ₹19.03 - ₹23.25 | -60.0% | EBITDA: ₹2.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹38.40 | ₹34.56 - ₹42.24 | -27.3% | EPS Growth: 20.0%, Fair P/E: 16.0x |
| Growth Adjusted P/E | growth | ₹20.64 | ₹18.58 - ₹22.70 | -60.9% | Revenue Growth: 15.0%, Adj P/E: 8.6x |
| ROE Based Valuation | profitability | ₹26.67 | ₹24.00 - ₹29.34 | -49.5% | ROE: 25.0%, P/E Multiple: 16x |
| Graham Defensive Method | conservative | ₹15.86 | ₹14.27 - ₹17.45 | -70.0% | EPS: ₹2.40, BVPS: ₹6.67 |
CLFL Intrinsic Value vs Market Price — All Valuation Models
Classic Leasing & Finance fair value range ₹11–₹38 vs current market price ₹52.85 across 8 valuation models. Compare with CLFL fundamental valuation to assess whether the stock is under or overvalued.
CLFL Intrinsic Value Analysis — Undervalued or Overvalued?
Classic Leasing & Finance median intrinsic value ₹21.14, current price ₹52.85 — Trading Above Calculated Value by 60.0%, margin of safety -100.0%.
What is the intrinsic value of CLFL?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Classic Leasing & Finance (CLFL) is ₹21.14 (median value). With the current market price of ₹52.85, this represents a -60.0% variance from our estimated fair value.
The valuation range spans from ₹10.57 to ₹38.40, indicating ₹10.57 - ₹38.40.
Is CLFL undervalued or overvalued?
Based on our multi-method analysis, Classic Leasing & Finance (CLFL) appears to be trading above calculated value by approximately 60.0%.
CLFL Financial Health — Key Ratios vs Industry Benchmarks
Classic Leasing & Finance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.12 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 25.0% | Industry Standard: 15%+ | Above 15% | Measures shareholder return efficiency |
| Operating Margin | 67.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.13x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
CLFL Cash Flow Quality — Operating & Free Cash Flow
Classic Leasing & Finance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2024 | ₹0 Cr | ₹-1 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹-1 Cr | ₹-1 Cr | Negative Cash Flow | 3/10 |
| March 2020 | ₹1 Cr | ₹1 Cr | Positive Free Cash Flow | 8/10 |