Cholamandalam Investment Intrinsic Value
Cholamandalam Investment intrinsic value. Cholamandalam Investment (CHOLAFIN) median intrinsic value is ₹1424.94 from 9 valuation models (range ₹459–₹3062), vs current price ₹1530.90 — -6.9% downside (Trading Near Calculated Value), margin of safety -7.4%. Compare with CHOLAFIN fair price to assess whether the stock is under or overvalued.
CHOLAFIN Valuation Methods Summary — DCF, Graham Number & P/E
Cholamandalam Investment intrinsic value across 9 models vs current price ₹1530.90 — upside/downside and value range per method. Read CHOLAFIN ex-dividend dates for the complete payout history and dividend yield track record.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹927.84 | ₹742.27 - ₹1113.41 | -39.4% | EPS: ₹77.32, Sector P/E: 12x |
| Book Value Method | asset | ₹1424.94 | ₹1282.45 - ₹1567.43 | -6.9% | Book Value/Share: ₹1781.17, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹2003.51 | ₹1803.16 - ₹2203.86 | +30.9% | Revenue/Share: ₹2003.51, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹3061.80 | ₹2755.62 - ₹3367.98 | +100.0% | EBITDA: ₹23872.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹494.85 | ₹445.37 - ₹544.34 | -67.7% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹637.12 | ₹573.41 - ₹700.83 | -58.4% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹3061.80 | ₹2755.62 - ₹3367.98 | +100.0% | ROE: 21.6%, P/E Multiple: 16x |
| Graham Defensive Method | conservative | ₹1760.31 | ₹1584.28 - ₹1936.34 | +15.0% | EPS: ₹77.32, BVPS: ₹1781.17 |
| Dividend Yield Method | dividend | ₹459.27 | ₹413.34 - ₹505.20 | -70.0% | DPS: ₹2.00, Target Yield: 4.0% |
CHOLAFIN Intrinsic Value vs Market Price — All Valuation Models
Cholamandalam Investment fair value range ₹459–₹3062 vs current market price ₹1530.90 across 9 valuation models. For current market price and key ratios, visit Cholamandalam Investment screener.
CHOLAFIN Intrinsic Value Analysis — Undervalued or Overvalued?
Cholamandalam Investment median intrinsic value ₹1424.94, current price ₹1530.90 — Trading Near Calculated Value by 6.9%, margin of safety -7.4%.
What is the intrinsic value of CHOLAFIN?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Cholamandalam Investment (CHOLAFIN) is ₹1424.94 (median value). With the current market price of ₹1530.90, this represents a -6.9% variance from our estimated fair value.
The valuation range spans from ₹459.27 to ₹3061.80, indicating ₹459.27 - ₹3061.80.
Is CHOLAFIN undervalued or overvalued?
Based on our multi-method analysis, Cholamandalam Investment (CHOLAFIN) appears to be trading near calculated value by approximately 6.9%.
CHOLAFIN Financial Health — Key Ratios vs Industry Benchmarks
Cholamandalam Investment financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Return on Equity | 21.6% | Industry Standard: 15%+ | Above 15% | Measures shareholder return efficiency |
| Operating Margin | 69.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.14x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
CHOLAFIN Cash Flow Quality — Operating & Free Cash Flow
Cholamandalam Investment operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹-30,021 Cr | ₹-31,298 Cr | Negative Cash Flow | 3/10 |
| March 2025 | ₹-32,413 Cr | ₹-33,887 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-35,683 Cr | ₹-37,111 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-27,105 Cr | ₹-28,179 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-5,571 Cr | ₹-5,571 Cr | Negative Cash Flow | 3/10 |