Ceejay Finance Intrinsic Value
Ceejay Finance intrinsic value. Ceejay Finance (CEEJAY) median intrinsic value is ₹187.50 from 9 valuation models (range ₹46–₹328), vs current price ₹152.60 — +22.9% upside (Trading Below Calculated Value), margin of safety 18.6%. For current market price and key ratios, visit CEEJAY stock price BSE.
CEEJAY Valuation Methods Summary — DCF, Graham Number & P/E
Ceejay Finance intrinsic value across 9 models vs current price ₹152.60 — upside/downside and value range per method. Read Ceejay Finance dividend policy for the complete payout history and dividend yield track record.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹277.20 | ₹221.76 - ₹332.64 | +81.7% | EPS: ₹23.10, Sector P/E: 12x |
| Book Value Method | asset | ₹166.00 | ₹149.40 - ₹182.60 | +8.8% | Book Value/Share: ₹207.50, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹65.00 | ₹58.50 - ₹71.50 | -57.4% | Revenue/Share: ₹65.00, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹187.50 | ₹168.75 - ₹206.25 | +22.9% | EBITDA: ₹15.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹71.64 | ₹64.48 - ₹78.80 | -53.1% | EPS Growth: 3.9%, Fair P/E: 3.1x |
| Growth Adjusted P/E | growth | ₹191.06 | ₹171.95 - ₹210.17 | +25.2% | Revenue Growth: 6.8%, Adj P/E: 8.3x |
| ROE Based Valuation | profitability | ₹200.00 | ₹180.00 - ₹220.00 | +31.1% | ROE: 9.6%, P/E Multiple: 10x |
| Graham Defensive Method | conservative | ₹328.40 | ₹295.56 - ₹361.24 | +115.2% | EPS: ₹23.10, BVPS: ₹207.50 |
| Dividend Yield Method | dividend | ₹45.78 | ₹41.20 - ₹50.36 | -70.0% | DPS: ₹1.50, Target Yield: 4.0% |
CEEJAY Intrinsic Value vs Market Price — All Valuation Models
Ceejay Finance fair value range ₹46–₹328 vs current market price ₹152.60 across 9 valuation models. Compare with CEEJAY fair value to assess whether the stock is under or overvalued.
CEEJAY Intrinsic Value Analysis — Undervalued or Overvalued?
Ceejay Finance median intrinsic value ₹187.50, current price ₹152.60 — Trading Below Calculated Value by 22.9%, margin of safety 18.6%.
What is the intrinsic value of CEEJAY?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Ceejay Finance (CEEJAY) is ₹187.50 (median value). With the current market price of ₹152.60, this represents a +22.9% variance from our estimated fair value.
The valuation range spans from ₹45.78 to ₹328.40, indicating ₹45.78 - ₹328.40.
Is CEEJAY undervalued or overvalued?
Based on our multi-method analysis, Ceejay Finance (CEEJAY) appears to be trading below calculated value by approximately 22.9%.
CEEJAY Financial Health — Key Ratios vs Industry Benchmarks
Ceejay Finance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.13 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 9.6% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 56.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.20x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
CEEJAY Cash Flow Quality — Operating & Free Cash Flow
Ceejay Finance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹4 Cr | ₹4 Cr | Positive Free Cash Flow | 8/10 |
| March 2025 | ₹-13 Cr | ₹-13 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹0 Cr | ₹-3 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-4 Cr | ₹-4 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-5 Cr | ₹-5 Cr | Negative Cash Flow | 3/10 |