Canara HSBC Life Insurance Company Intrinsic Value
Canara HSBC Life Insurance Company intrinsic value. Canara HSBC Life Insurance Company (CANHLIFE) median intrinsic value is ₹37.42 from 10 valuation models (range ₹25–₹312), vs current price ₹124.75 — -70.0% downside (Trading Above Calculated Value), margin of safety -100.0%. Compare with CANHLIFE fundamental valuation to assess whether the stock is under or overvalued.
CANHLIFE Valuation Methods Summary — DCF, Graham Number & P/E
Canara HSBC Life Insurance Company intrinsic value across 10 models vs current price ₹124.75 — upside/downside and value range per method. Read CANHLIFE ex-dividend dates for the complete payout history and dividend yield track record.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹37.42 | ₹29.94 - ₹44.90 | -70.0% | EPS: ₹1.40, Sector P/E: 12x |
| Book Value Method | asset | ₹24.95 | ₹22.45 - ₹27.45 | -80.0% | Book Value/Share: ₹16.91, P/B: 1.0x |
| Revenue Multiple Method | revenue | ₹105.50 | ₹94.95 - ₹116.05 | -15.4% | Revenue/Share: ₹131.87, P/S: 0.8x |
| EBITDA Multiple Method | earnings | ₹49.90 | ₹44.91 - ₹54.89 | -60.0% | EBITDA: ₹149.00Cr, EV/EBITDA: 6x |
| Simple DCF (5Y) | dcf | ₹311.88 | ₹249.50 - ₹374.26 | +150.0% | CF Growth: 15.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹37.42 | ₹33.68 - ₹41.16 | -70.0% | EPS Growth: 9.9%, Fair P/E: 7.9x |
| Growth Adjusted P/E | growth | ₹37.42 | ₹33.68 - ₹41.16 | -70.0% | Revenue Growth: 1.6%, Adj P/E: 8.1x |
| ROE Based Valuation | profitability | ₹62.38 | ₹56.14 - ₹68.62 | -50.0% | ROE: 8.3%, P/E Multiple: 10x |
| Graham Defensive Method | conservative | ₹37.42 | ₹33.68 - ₹41.16 | -70.0% | EPS: ₹1.40, BVPS: ₹16.91 |
| Dividend Yield Method | dividend | ₹37.42 | ₹33.68 - ₹41.16 | -70.0% | DPS: ₹0.40, Target Yield: 3.5% |
CANHLIFE Intrinsic Value vs Market Price — All Valuation Models
Canara HSBC Life Insurance Company fair value range ₹25–₹312 vs current market price ₹124.75 across 10 valuation models. For current market price and key ratios, visit Canara HSBC Life Insurance Com share price chart.
CANHLIFE Intrinsic Value Analysis — Undervalued or Overvalued?
Canara HSBC Life Insurance Company median intrinsic value ₹37.42, current price ₹124.75 — Trading Above Calculated Value by 70.0%, margin of safety -100.0%.
What is the intrinsic value of CANHLIFE?
Based on our comprehensive analysis using 10 different valuation methods, the estimated intrinsic value of Canara HSBC Life Insurance Company (CANHLIFE) is ₹37.42 (median value). With the current market price of ₹124.75, this represents a -70.0% variance from our estimated fair value.
The valuation range spans from ₹24.95 to ₹311.88, indicating ₹24.95 - ₹311.88.
Is CANHLIFE undervalued or overvalued?
Based on our multi-method analysis, Canara HSBC Life Insurance Company (CANHLIFE) appears to be trading above calculated value by approximately 70.0%.
CANHLIFE Financial Health — Key Ratios vs Industry Benchmarks
Canara HSBC Life Insurance Company financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Return on Equity | 8.3% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | -25.0% | Industry Standard: 20%+ | Below 10% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.27x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
CANHLIFE Cash Flow Quality — Operating & Free Cash Flow
Canara HSBC Life Insurance Company operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹3,534 Cr | ₹1,701 Cr | Positive Free Cash Flow | 7/10 |
| March 2025 | ₹1,208 Cr | ₹851 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹2,310 Cr | ₹1,288 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹2,593 Cr | ₹1,334 Cr | Positive Free Cash Flow | 8/10 |
| March 2022 | ₹1,998 Cr | ₹1,034 Cr | Positive Free Cash Flow | 8/10 |