Groww Intrinsic Value
Groww intrinsic value. Groww (GROWW) median intrinsic value is ₹77.33 from 9 valuation models (range ₹56–₹372), vs current price ₹187.07 — -58.7% downside (Trading Above Calculated Value), margin of safety -100.0%. Compare with GROWW fair price to assess whether the stock is under or overvalued.
GROWW Valuation Methods Summary — DCF, Graham Number & P/E
Groww intrinsic value across 9 models vs current price ₹187.07 — upside/downside and value range per method. For current market price and key ratios, visit Groww share price chart.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹56.16 | ₹44.93 - ₹67.39 | -70.0% | EPS: ₹4.68, Sector P/E: 12x |
| Book Value Method | asset | ₹77.33 | ₹69.60 - ₹85.06 | -58.7% | Book Value/Share: ₹77.33, P/B: 1.0x |
| Revenue Multiple Method | revenue | ₹56.12 | ₹50.51 - ₹61.73 | -70.0% | Revenue/Share: ₹49.39, P/S: 0.8x |
| EBITDA Multiple Method | earnings | ₹193.65 | ₹174.28 - ₹213.02 | +3.5% | EBITDA: ₹4028.00Cr, EV/EBITDA: 6x |
| Simple DCF (5Y) | dcf | ₹96.32 | ₹77.06 - ₹115.58 | -48.5% | CF Growth: 15.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹56.12 | ₹50.51 - ₹61.73 | -70.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹56.12 | ₹50.51 - ₹61.73 | -70.0% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹371.79 | ₹334.61 - ₹408.97 | +98.7% | ROE: 30.0%, P/E Multiple: 16x |
| Graham Defensive Method | conservative | ₹90.24 | ₹81.22 - ₹99.26 | -51.8% | EPS: ₹4.68, BVPS: ₹77.33 |
GROWW Intrinsic Value vs Market Price — All Valuation Models
Groww fair value range ₹56–₹372 vs current market price ₹187.07 across 9 valuation models. Read GROWW dividend payout details for the complete payout history and dividend yield track record.
GROWW Intrinsic Value Analysis — Undervalued or Overvalued?
Groww median intrinsic value ₹77.33, current price ₹187.07 — Trading Above Calculated Value by 58.7%, margin of safety -100.0%.
What is the intrinsic value of GROWW?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Groww (GROWW) is ₹77.33 (median value). With the current market price of ₹187.07, this represents a -58.7% variance from our estimated fair value.
The valuation range spans from ₹56.12 to ₹371.79, indicating ₹56.12 - ₹371.79.
Is GROWW undervalued or overvalued?
Based on our multi-method analysis, Groww (GROWW) appears to be trading above calculated value by approximately 58.7%.
GROWW Financial Health — Key Ratios vs Industry Benchmarks
Groww financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Return on Equity | 30.0% | Industry Standard: 15%+ | Above 15% | Measures shareholder return efficiency |
| Operating Margin | 64.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.33x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
GROWW Cash Flow Quality — Operating & Free Cash Flow
Groww operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹-21 Cr | ₹-697 Cr | Negative Cash Flow | 3/10 |
| March 2025 | ₹-962 Cr | ₹-962 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹885 Cr | ₹430 Cr | Positive Free Cash Flow | 7/10 |
| March 2023 | ₹548 Cr | ₹367 Cr | Positive Free Cash Flow | 8/10 |
| March 2022 | ₹-349 Cr | ₹-1,105 Cr | Negative Cash Flow | 3/10 |