Banco Products Intrinsic Value
Banco Products intrinsic value. Banco Products (BANCOINDIA) median intrinsic value is ₹725.45 from 10 valuation models (range ₹229–₹1475), vs current price ₹589.80 — +23.0% upside (Trading Below Calculated Value), margin of safety 18.7%. Read Banco Products dividend policy for the complete payout history and dividend yield track record.
BANCOINDIA Valuation Methods Summary — DCF, Graham Number & P/E
Banco Products intrinsic value across 10 models vs current price ₹589.80 — upside/downside and value range per method. Compare with BANCOINDIA fair price to assess whether the stock is under or overvalued.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹483.36 | ₹386.69 - ₹580.03 | -18.0% | EPS: ₹40.28, Sector P/E: 12x |
| Book Value Method | asset | ₹580.69 | ₹522.62 - ₹638.76 | -1.5% | Book Value/Share: ₹580.69, P/B: 1.0x |
| Revenue Multiple Method | revenue | ₹1179.60 | ₹1061.64 - ₹1297.56 | +100.0% | Revenue/Share: ₹1533.79, P/S: 0.8x |
| EBITDA Multiple Method | earnings | ₹1179.60 | ₹1061.64 - ₹1297.56 | +100.0% | EBITDA: ₹952.00Cr, EV/EBITDA: 6x |
| Simple DCF (5Y) | dcf | ₹1474.50 | ₹1179.60 - ₹1769.40 | +150.0% | CF Growth: 15.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹257.79 | ₹232.01 - ₹283.57 | -56.3% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹331.91 | ₹298.72 - ₹365.10 | -43.7% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹1179.60 | ₹1061.64 - ₹1297.56 | +100.0% | ROE: 34.9%, P/E Multiple: 16x |
| Graham Defensive Method | conservative | ₹725.45 | ₹652.91 - ₹798.00 | +23.0% | EPS: ₹40.28, BVPS: ₹580.69 |
| Dividend Yield Method | dividend | ₹228.57 | ₹205.71 - ₹251.43 | -61.2% | DPS: ₹8.00, Target Yield: 3.5% |
BANCOINDIA Intrinsic Value vs Market Price — All Valuation Models
Banco Products fair value range ₹229–₹1475 vs current market price ₹589.80 across 10 valuation models. For current market price and key ratios, visit BANCOINDIA share price screener.
BANCOINDIA Intrinsic Value Analysis — Undervalued or Overvalued?
Banco Products median intrinsic value ₹725.45, current price ₹589.80 — Trading Below Calculated Value by 23.0%, margin of safety 18.7%.
What is the intrinsic value of BANCOINDIA?
Based on our comprehensive analysis using 10 different valuation methods, the estimated intrinsic value of Banco Products (BANCOINDIA) is ₹725.45 (median value). With the current market price of ₹589.80, this represents a +23.0% variance from our estimated fair value.
The valuation range spans from ₹228.57 to ₹1474.50, indicating ₹228.57 - ₹1474.50.
Is BANCOINDIA undervalued or overvalued?
Based on our multi-method analysis, Banco Products (BANCOINDIA) appears to be trading below calculated value by approximately 23.0%.
BANCOINDIA Financial Health — Key Ratios vs Industry Benchmarks
Banco Products financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 10.47 | Industry Standard: 2.0+ | Above 2.0 | Measures short-term liquidity capacity |
| Return on Equity | 34.9% | Industry Standard: 15%+ | Above 15% | Measures shareholder return efficiency |
| Operating Margin | 20.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 1.45x | Industry Standard: 1.0x+ | Above 1.0x | Measures asset utilization efficiency |
BANCOINDIA Cash Flow Quality — Operating & Free Cash Flow
Banco Products operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹380 Cr | ₹293 Cr | Positive Free Cash Flow | 8/10 |
| March 2025 | ₹164 Cr | ₹145 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹458 Cr | ₹401 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹-42 Cr | ₹-54 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹57 Cr | ₹5 Cr | Positive Free Cash Flow | 7/10 |