Bajaj Finserv Intrinsic Value
Bajaj Finserv intrinsic value. Bajaj Finserv (BAJAJFINSV) median intrinsic value is ₹3400.00 from 9 valuation models (range ₹510–₹4250), vs current price ₹1700.00 — +100.0% upside (Trading Below Calculated Value), margin of safety 50.0%. For current market price and key ratios, visit Bajaj Finserv share price screener.
BAJAJFINSV Valuation Methods Summary — DCF, Graham Number & P/E
Bajaj Finserv intrinsic value across 9 models vs current price ₹1700.00 — upside/downside and value range per method. Compare with BAJAJFINSV DCF valuation to assess whether the stock is under or overvalued.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹762.72 | ₹610.18 - ₹915.26 | -55.1% | EPS: ₹63.56, Sector P/E: 12x |
| Book Value Method | asset | ₹4250.00 | ₹3825.00 - ₹4675.00 | +150.0% | Book Value/Share: ₹8810.31, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹3400.00 | ₹3060.00 - ₹3740.00 | +100.0% | Revenue/Share: ₹9568.75, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹3400.00 | ₹3060.00 - ₹3740.00 | +100.0% | EBITDA: ₹57168.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹510.00 | ₹459.00 - ₹561.00 | -70.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹523.73 | ₹471.36 - ₹576.10 | -69.2% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹3400.00 | ₹3060.00 - ₹3740.00 | +100.0% | ROE: 14.8%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹3549.60 | ₹3194.64 - ₹3904.56 | +108.8% | EPS: ₹63.56, BVPS: ₹8810.31 |
| Dividend Yield Method | dividend | ₹510.00 | ₹459.00 - ₹561.00 | -70.0% | DPS: ₹1.50, Target Yield: 4.0% |
BAJAJFINSV Intrinsic Value vs Market Price — All Valuation Models
Bajaj Finserv fair value range ₹510–₹4250 vs current market price ₹1700.00 across 9 valuation models. Read Bajaj Finserv dividend payments for the complete payout history and dividend yield track record.
BAJAJFINSV Intrinsic Value Analysis — Undervalued or Overvalued?
Bajaj Finserv median intrinsic value ₹3400.00, current price ₹1700.00 — Trading Below Calculated Value by 100.0%, margin of safety 50.0%.
What is the intrinsic value of BAJAJFINSV?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Bajaj Finserv (BAJAJFINSV) is ₹3400.00 (median value). With the current market price of ₹1700.00, this represents a +100.0% variance from our estimated fair value.
The valuation range spans from ₹510.00 to ₹4250.00, indicating ₹510.00 - ₹4250.00.
Is BAJAJFINSV undervalued or overvalued?
Based on our multi-method analysis, Bajaj Finserv (BAJAJFINSV) appears to be trading below calculated value by approximately 100.0%.
BAJAJFINSV Financial Health — Key Ratios vs Industry Benchmarks
Bajaj Finserv financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Return on Equity | 14.8% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 37.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.20x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
BAJAJFINSV Cash Flow Quality — Operating & Free Cash Flow
Bajaj Finserv operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹-55,301 Cr | ₹-61,619 Cr | Negative Cash Flow | 3/10 |
| March 2025 | ₹-61,750 Cr | ₹-65,744 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-65,502 Cr | ₹-72,568 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-39,480 Cr | ₹-46,453 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-33,670 Cr | ₹-33,670 Cr | Negative Cash Flow | 3/10 |