Bajaj Finance P/B Ratio
Bajaj Finance P/B ratio. Bajaj Finance (BAJFINANCE) P/B ratio is 5.23 (High), book value per share ₹1880.80 vs Financial Services average P/B of -3.58 — Very High - Significant premium, high growth expectations or speculative. View BAJFINANCE 52-week chart for the annual high/low range and current price position.
Current Valuation Metrics
Book Value Breakdown (2026)
Valuation Signal
Sector Context
BAJFINANCE P/B Ratio — Valuation Insights & Book Value Analysis
Bajaj Finance price-to-book ratio interpretation, valuation status and historical context — current P/B 5.23 (High). For live price, earnings yield and the full fundamental profile, see Bajaj Finance share price chart.
- Stock appears overvalued with PB of 5.23, trading at significant premium to book value
- Trading at high premium to book value - indicates strong growth expectations or asset-light business model
- Current PB is 2343.9% above historical average
- Trading at premium to sector average PB of -3.58
Bajaj Finance P/B Ratio Historical Trend
BAJFINANCE annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Analyse BAJFINANCE promoter holding to track promoter, FII and institutional holdings.
BAJFINANCE Historical P/B Ratio — Book Value Per Share & Year-End Price
Bajaj Finance annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2026 | 0.5 | ₹1880.8 | ₹942.10 | ₹116,986 | Low |
| 2025 | 0.12 | ₹7978.79 | ₹986.80 | ₹98,937 | Low |
| 2024 | 0.11 | ₹6185.08 | ₹682.00 | ₹76,695 | Low |
| 2023 | 0.16 | ₹4493.55 | ₹733.00 | ₹54,372 | Low |
| 2022 | 0.18 | ₹3612.64 | ₹657.50 | ₹43,713 | Low |
BAJFINANCE vs Financial Services Peers — P/B Ratio Comparison
Bajaj Finance P/B 5.23 vs Financial Services average -3.58, median 0.0 — range -91.12–0.13.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Mena Mani Industries | MENAMANI | -91.12 | ₹72 | Low |
| Blue Chip | BLUECHIP | -28.88 | ₹18 | Low |
| Manraj Housing Finance | MANRAJH | -21.51 | ₹17 | Low |
| Trustwave Securities | TRUSTWAVE | -13.82 | ₹15 | Low |
| Roselabs Finance | ROSELABS | -3.95 | ₹21 | Low |
| CMX Holdings | CMXLTD | -3.75 | ₹25 | Low |
| Gujarat Lease Financing | GLFL | -3.47 | ₹14 | Low |
| GACM Technologies DVR | GATECHDVR | -3.28 | ₹8 | Low |
| Reliance Home Finance | RHFL | -2.36 | ₹131 | Low |
| Manipal Finance | MNPLFIN | -2.2 | ₹17 | Low |