Baid Finserv Intrinsic Value
Baid Finserv intrinsic value. Baid Finserv (BAIDFIN) median intrinsic value is ₹20.64 from 10 valuation models (range ₹3–₹31), vs current price ₹10.32 — +100.0% upside (Trading Below Calculated Value), margin of safety 50.0%. For current market price and key ratios, visit Baid Finserv share price today.
BAIDFIN Valuation Methods Summary — DCF, Graham Number & P/E
Baid Finserv intrinsic value across 10 models vs current price ₹10.32 — upside/downside and value range per method. Compare with BAIDFIN fair value to assess whether the stock is under or overvalued.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹13.20 | ₹10.56 - ₹15.84 | +27.9% | EPS: ₹1.10, Sector P/E: 12x |
| Book Value Method | asset | ₹25.80 | ₹23.22 - ₹28.38 | +150.0% | Book Value/Share: ₹75.16, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹20.64 | ₹18.58 - ₹22.70 | +100.0% | Revenue/Share: ₹31.29, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹20.64 | ₹18.58 - ₹22.70 | +100.0% | EBITDA: ₹53.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹5.99 | ₹4.79 - ₹7.19 | -42.0% | CF Growth: 5.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹3.10 | ₹2.79 - ₹3.41 | -70.0% | EPS Growth: 3.2%, Fair P/E: 2.6x |
| Growth Adjusted P/E | growth | ₹9.45 | ₹8.50 - ₹10.39 | -8.4% | Revenue Growth: 14.7%, Adj P/E: 8.6x |
| ROE Based Valuation | profitability | ₹20.64 | ₹18.58 - ₹22.70 | +100.0% | ROE: 6.4%, P/E Multiple: 10x |
| Graham Defensive Method | conservative | ₹30.96 | ₹27.86 - ₹34.06 | +200.0% | EPS: ₹1.10, BVPS: ₹75.16 |
| Dividend Yield Method | dividend | ₹3.10 | ₹2.79 - ₹3.41 | -70.0% | DPS: ₹0.10, Target Yield: 4.0% |
BAIDFIN Intrinsic Value vs Market Price — All Valuation Models
Baid Finserv fair value range ₹3–₹31 vs current market price ₹10.32 across 10 valuation models. Read Baid Finserv dividend payments for the complete payout history and dividend yield track record.
BAIDFIN Intrinsic Value Analysis — Undervalued or Overvalued?
Baid Finserv median intrinsic value ₹20.64, current price ₹10.32 — Trading Below Calculated Value by 100.0%, margin of safety 50.0%.
What is the intrinsic value of BAIDFIN?
Based on our comprehensive analysis using 10 different valuation methods, the estimated intrinsic value of Baid Finserv (BAIDFIN) is ₹20.64 (median value). With the current market price of ₹10.32, this represents a +100.0% variance from our estimated fair value.
The valuation range spans from ₹3.10 to ₹30.96, indicating ₹3.10 - ₹30.96.
Is BAIDFIN undervalued or overvalued?
Based on our multi-method analysis, Baid Finserv (BAIDFIN) appears to be trading below calculated value by approximately 100.0%.
BAIDFIN Financial Health — Key Ratios vs Industry Benchmarks
Baid Finserv financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.11 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 6.4% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 54.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.18x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
BAIDFIN Cash Flow Quality — Operating & Free Cash Flow
Baid Finserv operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹-33 Cr | ₹-37 Cr | Negative Cash Flow | 3/10 |
| March 2025 | ₹2 Cr | ₹-1 Cr | Positive Operating Cash Flow | 6/10 |
| March 2024 | ₹-22 Cr | ₹-23 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹6 Cr | ₹6 Cr | Positive Free Cash Flow | 8/10 |
| March 2022 | ₹34 Cr | ₹31 Cr | Positive Free Cash Flow | 8/10 |