Apex Capital & Finance Intrinsic Value
Apex Capital & Finance intrinsic value. Apex Capital & Finance (ACFL) median intrinsic value is ₹96.00 from 8 valuation models (range ₹14–₹137), vs current price ₹45.60 — +110.5% upside (Trading Below Calculated Value), margin of safety 52.5%. Read ACFL dividend growth for the complete payout history and dividend yield track record.
ACFL Valuation Methods Summary — DCF, Graham Number & P/E
Apex Capital & Finance intrinsic value across 8 models vs current price ₹45.60 — upside/downside and value range per method. Compare with ACFL stock valuation models to assess whether the stock is under or overvalued.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹72.00 | ₹57.60 - ₹86.40 | +57.9% | EPS: ₹6.00, Sector P/E: 12x |
| Book Value Method | asset | ₹114.00 | ₹102.60 - ₹125.40 | +150.0% | Book Value/Share: ₹176.67, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹13.68 | ₹12.31 - ₹15.05 | -70.0% | Revenue/Share: ₹13.33, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹50.00 | ₹45.00 - ₹55.00 | +9.6% | EBITDA: ₹6.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹114.00 | ₹91.20 - ₹136.80 | +150.0% | CF Growth: 15.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹96.00 | ₹86.40 - ₹105.60 | +110.5% | EPS Growth: 20.0%, Fair P/E: 16.0x |
| Growth Adjusted P/E | growth | ₹50.99 | ₹45.89 - ₹56.09 | +11.8% | Revenue Growth: 12.5%, Adj P/E: 8.5x |
| Graham Defensive Method | conservative | ₹136.80 | ₹123.12 - ₹150.48 | +200.0% | EPS: ₹6.00, BVPS: ₹176.67 |
ACFL Intrinsic Value vs Market Price — All Valuation Models
Apex Capital & Finance fair value range ₹14–₹137 vs current market price ₹45.60 across 8 valuation models. For current market price and key ratios, visit ACFL stock price BSE.
ACFL Intrinsic Value Analysis — Undervalued or Overvalued?
Apex Capital & Finance median intrinsic value ₹96.00, current price ₹45.60 — Trading Below Calculated Value by 110.5%, margin of safety 52.5%.
What is the intrinsic value of ACFL?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Apex Capital & Finance (ACFL) is ₹96.00 (median value). With the current market price of ₹45.60, this represents a +110.5% variance from our estimated fair value.
The valuation range spans from ₹13.68 to ₹136.80, indicating ₹13.68 - ₹136.80.
Is ACFL undervalued or overvalued?
Based on our multi-method analysis, Apex Capital & Finance (ACFL) appears to be trading below calculated value by approximately 110.5%.
ACFL Financial Health — Key Ratios vs Industry Benchmarks
Apex Capital & Finance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Return on Equity | 3.8% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 71.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.07x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
ACFL Cash Flow Quality — Operating & Free Cash Flow
Apex Capital & Finance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹-24 Cr | ₹-24 Cr | Negative Cash Flow | 3/10 |
| March 2025 | ₹-48 Cr | ₹-48 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹34 Cr | ₹34 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹3 Cr | ₹3 Cr | Positive Free Cash Flow | 8/10 |
| March 2022 | ₹1 Cr | ₹1 Cr | Positive Free Cash Flow | 8/10 |